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What is insurance in Blackjack?

What is insurance in Blackjack?Insurance is a part of many card casino games. For example, you can make insurance for your combination in Russian poker. One of the most popular card games is Blackjack; there is also insurance in the rules. In most cases, the player can take insurance when the dealer's first card is Ace.

Some casinos offer insurances for blackjack against 10 for the dealer! The point of the insurance is that the player saves his money when he bets half of the initial bet. The biggest question about insurance: is it profitable for the player or the Canadian online casino? Read further and find the answers.

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What is the point of insurance?

The point is that when the dealer has a strong card (Ace), the player is more likely to lose the hand, so the rules of Blackjack allow insurance, which is half of the bet. For example, if you bet 100 CAD and you get 13 points on your first 2 cards while the dealer has an A, then you can make another bet of 50CAD. If the dealer gets Blackjack, you will lose your initial bet of 100CAD, but the insurance is paid 2:1, so your insurance bet of 50CAD will be paid twice, and you win all of your money back. 

You need to know that if the dealer's second card isn’t 1, you will lose your insurance bet, and the game will continue by the standard rules.

Is the insurance profitable for the player? Blackjack values

BlackjackNow, it's time to find out what the chances to draw a second card with a value of 10 is. Form one deck of 52 cards, the cards counted as 10 points are 16, and the other cards are 36, so the chance for the dealer to get a blackjack is 4 to 9. Let's say that the dealer's first card is one Ace, so the numbers are 16 against 35. Don’t forget that most Blackjack variants are played with 6 decks of cards, so in total, the chance is approximately 96 to 210 (depending on your first two cards). Of course, if the player is counting cards, then the number will be different.

Even money

This situation may happen when the player gets Blackjack, and the dealer's first card is Ace. Then the dealer offers even money to the player without taking another card and pays the bet 1 to 1. Otherwise, the blackjack combinations should be paid 3 to 2. In my opinion, you should follow your heart and let it choose for you.

Where should I play?

  • Do not hesitate to choose Fastpay casino for your next gaming session at Blackjack, a 100% honest and reliable gambling site in Canada. Moreover, they will provide instant withdrawals, excellent customer care and no-hassle payouts.

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Written by Kamen Valev
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