Last Updated: Tuesday, 19 December 2023 10:51
Insurance in Blackjack
![Insurance in Blackjack](/images/win/stahovka-v-blackjacke-en.png)
Statistics of insurance in Blackjack
If the player has decided to put half of the bet, and the dealer has a combination of Blackjack, then the player will lose his bet and insurance will be paid 2 to 1. In other words, the player will not win or lose anything if the insurance is paid.
- Try to find out more about insurance playing the free demo of Blackjack pro by Netent
Example
![Insurance at blackjack Blackjack](/images/stories/oll/blackjackinsurance1.gif)
Insurance is played: The total bet is 150 euro. Dealer accepts insurance and opens the King (ten, or any other picture). The dealer has Blackjack. The player loses a bet on the box, and the insurance bet is paid as 2 to 1, then the dealers pay the player 100 euro.
Insurance is not played: Now let's look at the situation that the dealer did not draw 10 or a picture for the second card. The dealer does not have Blackjack - insurance lost. And it continues with standard rules.
Value
Let's count, what are the chances of tens (or picture) for the second card. We need cards: tens, jacks, queens, kings. Only 16 cards are in the game (from one deck). Now the remaining cards: twos, threes, fours, fives, sixes, sevens, eights, nines and aces. Only 36 cards are in the game. In other words, the chances that there will be Blackjack is 4/9. We see one ace, so single blackjack deck, chances are a little closer to 1/2, namely 16/35, but in standard (6 packs) our chance is 96/210. These statistics calculations operate on the condition that the player is not counting cards.
![Even money Even money](/images/stories/oll/blackjackinsurance2.gif)
The concept of Even Money
This situation occurs when the dealer has an Ace or Ten, and the player gets a Blackjack combination. Then the dealer is offering "even money" without drawing his second card. Like this, the player will get 1:1 (instead of regular 3:2) his bet but will win for sure. If the player refuses the even money and dealer make a Blackjack combination, then the player hand will not be paid.
Where to play?
- Get to know more about insurance of Blackjack in the best casino on our website - Fastpay casino. All versions of table and live Blackjack, fair attitude to players and instant payouts (1-5 minutes).
Best online casinos for real money in 2024